Planned Giving - 1991 Legacy Society

Did you know there are ways to make a gift to the Hepatitis B Foundation that may also reduce the amount of taxes you pay or even generate income? Planned giving is a thoughtful, attractive giving strategy for many donors and one you arrange during your lifetime with the benefit to the Hepatitis B Foundation, deferred to a future date.

Benefits

Ability to:

  • Make larger gifts during your lifetime than otherwise possible.
  • Make a gift while assuring income for yourself, a spouse, a child or to others for whom you wish to make provisions.
  • Create a memorial in your name or that of a loved one.
  • Take advantage of tax benefits, now or in the future.

 

Gifts Anyone Can Make

You can support the Hepatitis B Foundation with gifts that don’t impact the way you live by designating the Hepatitis B Foundation to receive estate assets in the future or by making immediate gifts to us of assets that are “out of sight and out of mind.”
We call these “Gifts Anyone Can Make” because anyone can make them now without impacting cash flow, lifestyle, or family security.

  • Life Insurance - You transfer ownership of a paid-up life insurance policy to the Hepatitis B Foundation, making a gift using an asset that you and your family no longer need. You will receive an income tax deduction equal to the cash surrender value of the policy
  • Give through your will or trust - Include a bequest to the Hepatitis B Foundation in your will or trust, using simple language that can be added to your will or trust very easily: 

RESIDUAL GIFT LANGUAGE

A residual bequest comes to us after your estate expenses and specific bequests are paid:

I give and devise to the Hepatitis B Foundation, located in Doylestown, PA, all (or state a percentage) of the rest, residue, and remainder of my estate, both real and personal, to be used for its general support (or for the support of a specific program).

SPECIFIC GIFT LANGUAGE
Naming the Hepatitis B Foundation as a beneficiary of a specific amount or percentage of your estate is easy:

I give and devise to the Hepatitis B Foundation, located in Doylestown, PA, the sum of $___________ (%) to be used for its general support (or for the support of a specific program).

 

Gifts That Pay You Income

Did you know there’s a gift to the Hepatitis B Foundation that returns payments to you? Yes, the IRS allows and encourages these creative plans that can stretch your giving ability.

These “Gifts That Pay You Back” help you make a substantial gift to the Foundation while increasing your income.

  • Charitable Gift Annuity - You transfer cash or securities to the Hepatitis B Foundation. Our minimum gift requirement is $10,000. In return, you receive dependable, fixed income for life, regardless of fluctuations in the market, and receive an immediate tax deduction for a portion of your gift.
  • Deferred Gift Annuity – Similar to a CGA, beginning on a specified date in the future, the Hepatitis B Foundation begins to pay you, or up to two annuitants you name, fixed annuity payments for life. Deferral of payments permits a higher annuity rate and generates a larger charitable deduction.

Gifts That Protect Your Legacy

Increased income may not be your primary objective. Instead, you may be wondering how you will deal with some highly appreciated property or a growing family business as your needs and lifestyle change. Will taxes consume much of the value that you have worked so hard to grow? Will anything be left for you and your family?

  • Charitable Lead Trust - You contribute securities or other appreciating assets to a Charitable Lead Trust. The trust makes annual payments to the Hepatitis B Foundation for a period of time. In return, income payments to us for a term reduce the ultimate tax cost of transferring an asset to your heirs.


CONTACT US

For more information on how to set up a planned gift, contact:
Joe Erckert
Chief Development Officer, Institutional Advancement
joe.erckert@hepb.org, 610-549-6453

The Hepatitis B Foundation partners with the Univest Foundation for some planned giving tools. Go to UnivestFoundation.org to get more information.

Your interest and generosity are deeply appreciated. Please consult your financial planner and/or lawyer for specific legal, tax, or investment questions.